Made for convinence

Banking that has your back

Chime is not a bank, but a provider of financial technologies. Financial services offered by Stride Bank, N.A. or The Bancorp Bank, N.A.; FDIC members.

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how it works

Create a Real-Time Control

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Receive Paychecks Early

Get paid upto 2 days early with Direct Deposit

Get Organized

  • No Monthly Fees
  • No Minimum Balance
  • No Overdraft Fees

Pay anyone the fast,
fee-free way

Pay loved ones without any fees, regardless of the bank account they use. They don’t need to sign up to pay out safely and instantaneously7.

SpotMe offers
fees-free overdraft

We’ll cover up to $200 of your debit card expenses without charging you overdraft fees. There are eligibility conditions.2.

We are serious about security.

Information security is of utmost importance to Chime. Up to $250,000 in deposit insurance is provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. And we put a lot of effort into protecting your information, including by encrypting it and taking other precautions to keep your money and data safe.


Ready to Start?

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Get Started